Trusted by 1M+ Students

Banking Built for Students, Not Fees

Boostiva Student Checking & Savings offers zero monthly fees, zero overdraft charges, and all the tools students need to manage money on the go.

Open Your Account Today ✓ 100% Online • Member FDIC • Welcome Bonus Available
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Member FDIC
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Mastercard Debit
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Global Acceptance
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100% Digital

Banking That Understands Student Life

Over a million students have chosen Boostiva for fee-free, flexible banking designed for campus life and beyond.

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Zero Monthly Fees

No monthly maintenance fees, no overdraft fees, no hidden charges. Keep more money for what matters.

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Welcome Bonus

New students can qualify for a welcome cash bonus when opening an account and making a qualifying deposit.

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55,000+ Free ATMs

Access cash without fees at over 55,000 Allpoint ATMs nationwide through Boostiva's extensive network.

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Mobile-First Banking

Manage accounts, transfer money, and track spending—all from a powerful mobile app designed for students on the go.

Early Paycheck Access

Get paid up to 2 days early with direct deposit—perfect for students balancing part-time work and studies.

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Financial Education

Access tools, resources, and educational content to build smart money habits while in school.

No Hidden Fees

Transparent Banking Students Can Trust

Boostiva doesn't charge account fees, service fees, or maintenance fees for checking and savings accounts. Students get straightforward banking without surprise charges eating into limited budgets.

  • No minimum balance requirements
  • No monthly maintenance fees
  • No overdraft fees
  • No transfer fees between accounts
Digital Convenience

Banking That Goes Wherever Students Go

With full mobile and online banking capabilities, students can manage finances from dorm rooms, libraries, or study abroad programs. The Boostiva app puts complete banking control in their pockets.

  • Instant money transfers
  • Mobile check deposit
  • Real-time spending notifications
  • 24/7 account access

Trusted by Over 1 Million Students

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Finally, a bank account that doesn't drain money with fees. Boostiva's student checking has been perfect for managing part-time work earnings and scholarship deposits.

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Sarah M.
Junior, Computer Science
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The mobile app makes it so easy to split bills with roommates and track spending. Plus, getting paid early with direct deposit is a game-changer.

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Marcus T.
Senior, Business Administration
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I love that I can manage everything from my phone. No branch visits, no fees, and the welcome bonus was a nice surprise for my savings account.

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Emily R.
Grad Student, Education

Everything Students Need to Know

Students with a valid .edu email address can apply for Boostiva Student Checking & Savings accounts. This includes undergraduate students, graduate students, and those enrolled in eligible educational programs.

Correct. Boostiva doesn't charge monthly maintenance fees, account fees, or service fees for student checking and savings accounts. There are also no overdraft fees, making it truly fee-free banking.

New student account holders may qualify for a welcome cash bonus by opening an account and completing a qualifying deposit within the specified timeframe. Terms and conditions apply—visit the Boostiva offer page for complete details.

Yes. The entire application process is 100% online. Students can apply, verify identity, and start banking without ever visiting a physical branch location.

Absolutely. Banking services are provided by Boostiva Bank, N.A., a Member FDIC. This means deposits are federally insured up to applicable limits. The debit card also includes Mastercard's zero-liability fraud protection.

Boostiva provides access to over 55,000 fee-free ATMs nationwide through the Allpoint ATM network. Students can locate nearby ATMs using the Boostiva mobile app.

Ready to Experience Fee-Free Student Banking?

Join over a million students who've already made the switch to smarter banking with Boostiva.

Open Your Free Account Now
✓ No Monthly Fees ✓ Welcome Bonus Available ✓ 100% Online Application ✓ Member FDIC